Disability Insurance Policies

If you or your company purchased a disability insurance policy to protect you if you become unable to work, then your individual policy should provide you with a monthly benefit.  Your policy may provide you with a benefit even if your disability only reduces the amount you work.  We handle other types of disability policies too, such as a Business Overhead Expense Policy (“BOEP”) and Credit Disability Insurance Policy (“CDIP”).  If you have a BOEP, and you become totally or partially disabled, then your monthly expenses, such as: rent, utilities, employee wages, taxes, mortgage, interest maintenance services, and insurance costs, should be covered.  If you purchased a CDIP from a company such as CUNA Mutual and you become disabled, then you may be entitled to a monthly benefit to cover the cost of the loan you took out.