Unfortunately, even after finally succeeding in obtaining disability benefits, retaining an attorney may still be advisable. This is particularly true with insurance companies who issued group or individual disability policies. Benefits may be paid “without reservation of right,” which is an excuse for the insurer to claim that it made a mistake approving your benefits and to demand that you repay the benefits. The definition of disability under your group plan may change from requiring you to prove you cannot do any job instead of your regular job, at which point insurers like terminating benefits.
We continue to represent some clients after we help get their benefits approved. Insurers constantly insist of being provided with updated information even after a claim is approved. We will help you comply with the insurance company’s update demands. We also represent clients who came to us after their claims were approved. This typically happens when the insurance company starts demanding that they submit to Independent Medical Examinations, which are anything but independent, or when they suspect that they have been under surveillance. Insurer’s default position is to stop paying benefits, and will seize upon any excuse to achieve that goal.
Post Approval Supervision
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