According to Unum, the major provider of disability insurance, 3 out of every 10 workers between the ages of 25 and 65 will experience an accident or illness that keeps them out of work for 3 months or longer, with nearly 60% of these injuries occurring off the job. If an employee is hurt off the job, worker’s compensation will not cover them. When an employee cannot work for an extended period of time, LTD benefits may be available, which usually provide about 60% of your salary. Like CIGNA, which I have blogged about frequently, Unum has a history of improperly denying and terminating valid LTD claims
Unum’s problems resulted in State regulators forcing it to reassess thousands of claims,, until December 31, 2006. Despite the reassessment, which served as a model for the recent CIGNA reassessment, Unum’s deceptive and bad faith claims handling tactics persists unabated. It is time for another Conduct Market examination of Unum’s disability claim administration practices.
An on line petition was just started that asks the State regulators to expedite an immediate Conduct Marketing examination of Unum Group. I would encourage you to sign the petition if you have ever had any problem with Unum, or are currently covered under a Unum disability Plan or Policy.Previous Next
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